After the storm, call someone who lives here
Hail and wind don’t wait for a convenient time. When a storm hits Kearney, Grand Island, Hastings or anywhere in central Nebraska, the out-of-state “storm chasers” show up within days, and they’re gone just as fast. Ridgeline Exteriors is based right here in Kearney. We’ll be here after the season ends, and we’ll stand behind the work.
We handle the whole process: a free inspection, honest documentation of the damage, help with your insurance claim, and a full restoration of your roof, siding, and gutters using premium materials.
How the insurance claim works with Ridgeline
Most homeowners have never filed a storm claim, and the process can feel stacked against you. Here’s how we take you through it.
- Free inspection. We get on the roof, photograph every mark, and give you an honest read. If the damage doesn’t justify a claim, we’ll tell you.
- File the claim. We help you contact your insurance company and document the damage the way adjusters expect to see it.
- Meet the adjuster. We’ll be there when the adjuster comes out, so nothing gets missed and the scope is fair.
- Review the estimate. We go line by line with you so you understand what’s covered and what your deductible looks like.
- Restore your home. Our crew completes the work with premium materials, and we handle supplements if additional damage turns up during the job.
- Final walkthrough. We don’t leave until it’s right.
What we repair after hail and wind
- Roofing: impact-resistant shingle replacement, including Malarkey® Class 4 shingles that many insurers reward with premium discounts
- Siding: LP® SmartSide® and other durable siding lines that stand up to Nebraska hail
- Gutters and downspouts: seamless gutter replacement
- Trim, fascia, and soffit damaged by wind
Why homeowners choose Ridgeline after a storm
- Locally owned in Kearney, serving central Nebraska for years
- Over 4,000 homes served
- Leadership with a law-enforcement background, so integrity isn’t a slogan
- Drone inspections for accurate, safe documentation
- Insurance guidance from consultants who’ve handled hundreds of claims
Frequently asked questions
How soon can you inspect my roof after a storm? Usually within a day or two, often sooner. We prioritize active storm areas and you’ll never wait weeks for someone to show up.
Will my insurance cover hail or wind damage? Most homeowner policies cover storm damage. We’ll inspect first and tell you honestly whether the damage is enough to justify a claim before you ever call your insurer.
Do I have to use my insurance company’s preferred contractor? No. In Nebraska you have the right to choose your own contractor. We’re happy to work with any insurance carrier.
What if the adjuster misses something? We meet the adjuster on site to walk the damage together. If more damage turns up once the work starts, we file a supplement so it’s covered.
Do you handle my deductible? Your deductible is your responsibility under your policy. We’ll make sure you understand exactly what it is before any work starts, with no surprises.
